Financial and Life Advisor
John Klotz, BA, CFP, CLU, CH.FC, CHS, TEP.
Risk Management and Wealth Creation Specialist for the Self Employed.
Northwood Financial (www.NorthwoodFinancial.ca)
If you are self employed, you have to look after their own benefits, including life insurance, disability insurance, critical illness, and health benefits. Afterall, you are self employed and there is not company group plan. Not only that, you also have to look after your own retirement plans because there’s no company pension plan. Yes, you do have access to Canada Pension plan, but have you taken a look at those benefits!
What we do, at Northwood Financial, is show self employed people how to set up their own life, disability, critical illness, and health benefits in the most low cost, tax efficient way possible. And once these very important risk management pieces are put in place, we show self employed folks how to grow money for their retirement in the most low cost, tax efficient investments that do well in all kinds of markets. With access to over 20,000 insurance and investment programs, we bring the self employed risk management and wealth creation world right into your office – and we cherry pick only the best for you.
At Northwood Financial, our motto is “Just Pay Less Tax” and we mean it.
John Klotz, is a Certified Financial Planner with over 20 years of experience in this field, he provides a structured, disciplined approach for both risk management (life, disability, critical illness, and medical benefits) and wealth management (investments)